jewelry packaging wholesale What does unsecured usury mean

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4 thoughts on “jewelry packaging wholesale What does unsecured usury mean”

  1. j love jewelry wholesale Hello:
    The bank loans generally need to be mortgaged. You can use real estate as mortgage or salary card as mortgage. However, there are often more "unsecured loans, today's loan will be put in today." Unsecured loans actually means that you can get a loan without any mortgage. Such loans are generally high -profile, and interest is very high. And usury often puts our property in crisis, so when you encounter unsecured usury loans, you must be careful to protect your legitimate rights and interests.
    . Unsecured loan -usury
    1, usury refers to a loan request for special high interest. Hao Loan is also called Big Ear and Underground Character. These debtors called "listings" borrow money from "usury". Generally, there is no need to mortgage or even set the word. High -profile was born at the end of the primitive society, in a slave society and feudal society, it is the basic form of credit.
    2, that is, before the emergence of the capitalist society, before the establishment of the modern banking system, private lending was high. The interest rate of private lending can be appropriately higher than the bank's interest rates. The people's courts in various regions can be grasped specifically according to the actual situation of the region, but the maximum must not exceed four times the interest rate of similar loans (including interest rates). Beyond this limit, the interest beyond the interest is not protected.
    . The characteristics of usury
    1. High interest rates
    (1) The interest rate of usury is generally more than 36%, borrowing of 100 yuan, and interest for more than 36 yuan a year. Individual interest rates can reach 100%-200%. In the history of our country, the annual and profit of usury generally reaches 100%, and it is "profit -making", that is, the borrowing of 100 yuan a year will pay 200 yuan. If it expires, it cannot be returned. Yuan.
    (2) The reason why usury has such high interest was determined by the economic conditions at the time. Because former capitalism is a self -sufficient natural economy, the level of labor productivity is low, the production scale is small, and small producers generally cannot withstand the impact of accidents (such as natural disasters and human disasters). Once an accident is encountered, the original simple is Regenerative production cannot maintain life.
    (3) Under such circumstances, small producers (farmers and other small handicrafts) have to borrow money or physical objects from high loans to maintain production and life. The high -profile loan is ruthlessly raised interest rates to see the borrower in order to maintain this point.
    (4) If the person who borrows money is not for life and survival, but to the capitalist production method, borrowing money is to invest and obtain profits, then the interest rate of the loan is high, so that most of the profit of the investment or All the interests of usury were swallowed up, and those who borrowed money would not borrow, and the interest rate of the loan was naturally not high.
    (5) In addition to small producers, there are some declined slave owners and feudal owners. They are to maintain a luxurious life. The interest is eventually passed on to small producers. The creditors of usury are mainly merchants, especially monetary operators, slaves and landlords.
    2. Exploitation weight
    (1) The interest of usury comes from the remaining labor and part of the necessary labor of slaves and small producers. The interest paid by small producers borrowing usury loans was paid directly by their remaining labor or necessary labor products.
    (2) The interest paid by the slave owner and the feudal owner borrowed from usury is also the remaining labor or necessary labor products of slaves and small producers. Because the slave owners and the feudal owners do not work, the interest they pay is in the final analysis to squeeze and exploit slaves and small producers.
    (3) Because the source of interest in the usage must not only include all the remaining labor created by the workers, but also some necessary labor. Compared with the capitalist interest of interest on interest, it is more exploited.
    3, non -productive
    If mentioned earlier that the borrower of usury, whether it is a rulers or a small producer, is mainly used for non -production expenditure. The rulers borrowed usury loans to maintain their luxury life, and small producers borrowed usury loans for their basic life needs. This is obviously different from the use of capitalist borrowing capital and the use of socialist credit funds.
    In above, it can be seen that usury will also bring us a crisis in the future when helping us solve our current economic difficulties. Facing the fact that the property may suffer from money. Therefore, when we want to implement unsecured usury loans, we must estimate that we can still be able to be on this model in the future, and our ability is allowed to consume advanced consumption. Interests are damaged.

  2. wholesale scarf jewelry supplies 00:00 / 01: 2070% shortcut keys to describe space: Play / suspension of ESC: Exit full screen ↑: increased by 10% ↓: reduced volume decrease by 10% → 5 seconds of fast advances ←: single fast retreat 5 seconds to hold hold up hold Here you can drag no longer appear in the player settings to reopen the small window shortcut key description

  3. high quality gold plated jewelry wholesale Customers are advised to choose a regular channel for loans, such as the "Net Jie Loan" of Agricultural Bank of China.
    The network Jie Loan refers to a small consumer loan issued by the Agricultural Bank to a personal client of Agricultural Bank of Agricultural Bank of Agricultural Bank of Agricultural Bank of China that is applied by customer self -service, quickly arrived, and self -service.
    The process of self -service application, automatic review and approval, online signing of credit contracts, and self -service credit. The application process is as follows:
    (1) The borrower logs in to the online channels specified by the Agricultural Bank of China (personal online banking, palm bank), and enter the "Net Jie Loan" application interface.
    (2) The borrower understands the situation, the basic conditions and processing processes of the loan of "Net Jie Loan".
    (3) Fill in the basic information and plan to apply for a loan period, borrowing and repayment accounts, mailing address, etc.
    (4) The system verifies the effectiveness of the mobile phone number.
    (5) Signed the "Personal Credit Business Authorization Letter" online.
    (6) Confirm the loan information and plan to apply for loan amount, loan use, etc.
    (7) Read online and sign the application information of the "Personal Self -service Small Credit Consumption Loan Contract" for filling in complete, and the applicant submits a loan application.
    The maximum loan amount is 300,000 yuan, the minimum is 3,000 yuan; the specific amount of customers will be approved according to the customer's business situation at the Agricultural Bank of China.

  4. wholesale jewelry findings made in usa The state stipulates that annualized interest exceeding 36%is illegal operation.
    This 36%contains all credit costs, such as: handling fees, etc. If your loan interest is more than 36%, it is recommended to complain to the local management department.

    Click to test how much can you loan

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