ICBC E: Can the RMB card shop on online shopping in installments?

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Renminbi E card: The RMB virtual debit card for consumption paid by domestic websites is issued.

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2 thoughts on “ICBC E: Can the RMB card shop on online shopping in installments?”

  1. Eric

    You can pay in installments. The following is an introduction to installment payment:
    The card species that can apply for installment payment business
    The card species that can apply for installment payment business include the peony dual currency loan card and the RMB loan card, limited to individuals client.
    The application channels
    1. When the ICBC designated special merchants to swipe cards to consume, you can directly submit a installment payment application to the cashier.
    2. If your consumption transaction is included in the account date until the consumption expires, you can easily apply for the 95588 to apply for an artificial day before the repayment of the consumption.
    The starting amount of installment payment business
    RMB/HK $ 600, USD 100/euro 100 yuan.
    The staging payment business period Selection and handling fee standard
    In providing customers 3, 6, 9, 12, 18, and 24 periods of the sixth stage selection. Payment handling fee. Phase 3 of 1.65%(average monthly 0.55%), 3.6%phase 6 (average monthly 0.6%), 5.4%(average per month per month), 7.2%(average monthly per month), 18th issue 11.7%(average monthly 0.65%), 15.6%in 24 phases (average monthly 0.65%)
    Note:
    1. Instant payment handling fee, exhibition handling fee at different standards or one -time or one -time or one -time or one -time or one -time or different standards Deduct from the cardholder account every month;
    2. Payment fees and exhibition fees in different regions may vary due to promotional activities. For specific standards, please consult the local Industrial and Commercial Bank of China.
    The customers who have handled installment payment can apply for the exhibition period for the unspecified amount, but only the same installment payment business allows the exhibition period, and the handling rate is the same as the installment fee rate.
    applying for early repayment, free of advance repayment fees.
    This
    1. The total amount of installment payment and handling fee cannot exceed the available amount of the credit card account. The amount of the deduction of each period is deemed to the monthly consumption and enjoy the interest -free repayment period.
    2. Applying for installment payment business through 95588 should be proposed between three working days before the consumption transaction will be included in the account date until the payment expires.
    3. On the day of the installment payment business is the first period of deduction date, and the deduction date of each period in the future is consistent with the first phase. On the last day of the month.
    4. The calculation rules for installment payment consumption points are the same as the general consumption, and the amount of deduction per period is accumulated.

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