How to check the three -party payment through the three -party payment

1 thought on “How to check the three -party payment through the three -party payment”

1. 

   Floyd

   December 3, 2022 at 7:15 pm

   Different three -party payment is the useless query method
   The e -commerce platform as an example. Generally speaking, two types of channels and banks are mainly connected to the two types of channels;
   It and three -party payment institutions are WeChat we are familiar with WeChat , Alipay, etc., banks are mainly bank -enterprise direct channels to provide the platform with some funds receiving and payment solutions. Between the merchants and the three parties, there are fourth -party payment.
   The secondary payment is used as the expansion of third -party payment platform services. Third -party payment is between banks and merchants, and fourth -party payment is between third -party payment and merchants, and there is no restriction on the license license license. UnionPay and Internet -connected clearing institutions are mainly operating institutions that provide online payment clearing platforms for non -bank payment institutions and banks. The central bank is the liquidation center, and the liquidation center is the bottom of all payment liquidation services. The Alipay and WeChat bank card payment we often use daily (WeChat and Alipay's balance payment belongs to the internal account payment belonging to the three parties, there is no actual capital flow liquidation, but the central bank's liquidation center). The bottom level of the enterprise's paid salary is the central bank's liquidation center. The following commonly uses the following:
   1, a small amount system: also known as a small batch payment system. In the form of batch packages, the transaction is accepted for 24 hours. Each line is required to send a request for 2 hours or 4 hours according to its own needs. There will be transaction restrictions on transaction funds for small amounts. The transaction amount cannot exceed 5W, and those who exceed 5W must go to a large amount.
   2, large system: Also known as a large -time real -time payment system, it is also one of the systems of pedestrian construction. A single transaction is used. The working hours are generally 8:30 am to 5 pm on the working day. During this time, define the time of your own system operation, if it is closed at 4 pm. There is no limit on the trading funds, and any amount (no 5W fund restrictions) can be used to transfer the funds, but the handling fee will be slightly more expensive than the small amount. Banks are also the most extensive at present.
   3, Super online banking: Super online banking is also known as the "second -generation payment system" in China. It uses a single transaction and the transaction amount is online. Run; the majority of banks that are currently joined by super online banking occupied the majority, basically domestic large and medium -sized cities commercial banks have joined the super network system. However, there are still a small number of dozens of urban commercial banks that have not opened super online banking channels, so the transfer system that we commonly use in daily life in daily life is very likely to go in the background, because the accounts are fast and the cost is low.
   . Channel knowledge example expansion
   1, channel type expansion channels in a broad sense is that as long as you can complete the payment information transmission and promote the completion of the transaction, you can become a channel. ; We make a broader classification for the channel, and explain from the channel provider or channel form. Banking channel: It is the receipt issued by the bank to the three -party payment institution, the cashier channel, and the authority passage; and the bank -enterprise direct channel provided to the enterprise; Capital channels, pre -authorized channels, etc.
   2, online connected channel: After the direct connection, the channel of the Internet UnionPay channel packaging commercial bank to a three -party payment company, which is basically similar to the banking channel to meet the needs of various payment business scenarios, such as agreement payment, commercial entrusted payment. Gateway payment, certification payment, etc. Three -party payment institution channel: It is the receipt payment channel provided by the three -party payment institutions to the merchants, such as WeChat, Alipay, and Yibao Pay.
   3, self -built virtual broad virtual channel: As a platform, more diverse payment methods will be used as a platform. The balance payment channel; card coupon payment channel, points payment channel, etc. In summary, channel construction is actually the infrastructure of payment. The ultimate goal is to complete the interactive transmission of payment information and promote the completion of payment transactions.

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